How It Works: Cash Offer vs. Listing, Side by Side

Family reviewing home sale options with a real estate agent

Most homeowners only ever see one number: either a cash buyer’s offer or an agent’s list price. We show you both on one page, with the costs of each path spelled out, so you can see what you actually walk away with.

What the comparison includes

Option 1
Cash offer
  • Sell as-is, no repairs or clean-out
  • No commission
  • We typically cover closing costs
  • Close in as little as 2 to 3 weeks
  • Lower price, but certain
VS
Option 2
List on the market
  • Usually a higher sale price
  • Some repairs or prep may pay off
  • Commission and closing costs
  • Typically 1 to 3+ months to close
  • Mortgage, taxes and utilities while you wait

You get both bottom-line numbers on one page, then you decide.

  • Cash offer: the price, the closing date you choose, and any costs we cover (typically closing costs, clean-out, and repairs).
  • Listing estimate: a realistic sale price based on recent nearby sales, minus commission, closing costs, recommended repairs or prep, and the months you would keep paying the mortgage, taxes, and utilities.
  • Your net for each: the bottom line, side by side.

An example

Say an inherited rowhouse needs a new roof and kitchen. Listed after repairs, it might sell for more, but you would front the repair money and wait several months. A cash sale closes in a few weeks with nothing out of pocket. The comparison puts real numbers on that trade-off for your specific house. Every figure is an estimate, and we show you how we got it.

Three ways it can end

  • You list with us and aim for the higher price.
  • You take the cash offer and close on your timeline.
  • You wait. We’ll check in when you’re ready, never before.

Still deciding how to sell? Compare selling by owner, with an agent, or for cash.